credit finance plus Home Budgeting: Needs vs Wants

Home budgeting is more than just money coming in vs. money going out. It is also about balancing financial needs vs. wants, and recognizing the difference.

Everyone needs electricity, but no one needs lobster. That's an obvious example, but many budgeting decisions are more subtle. Most people would agree that you need a phone. But do you need a landline and a cell phone? Is one of them merely something that you want? These types of expenditures are spread throughout most home budgets, from food purchases to clothing. But if you don't have a household budget, or one that does not accurately account for needs vs, wants, you really have no idea.

A certified counselor from Clearpoint Credit Counseling Solutions can work with you to budget money in a way that meets your priorities. To learn more about home budgets, please visit the Clearpoint Credit Counseling Solutions website:

http://www.clearpointcreditcounseling...

ClearPoint is one of the largest, most-respected credit counseling agencies in the nation - a 501(c)(3) nonprofit organization whose mission is to promote consumer health through financial education.

Clearpoint Credit Counseling Solutions
8000 Franklin Farms Drive
Richmond, VA 23229
(800) 750-2227

credit finance plus Home Budgeting: Needs vs Wants
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